Let's be real, pets can be expensive. Food, toys, grooming, medical bills, the list goes on. Heaven for bid there was ever an emergency, do you have the funds to cover it?
Pet insurance is sometimes an unknown element for pet owners. What is included and what is the cost are huge questions to cover. A lot of insurance companies offer a pet insurance option in their plans, it is as simple as asking for a quote! If your company does not offer this option, there are separate pet insurance companies that offer coverage for different events in a pets life.
The ASPCA offers pet insurance, as well as Trupanion, Healthy Paws, Embrace, and Nationwide Pet Insurance just to name a few. Each company has varying plans and coverage. It is important to identify what you need for your pet. General care and yearly physicals are something a lot of pet owners like to have covered. The bigger issues are usually accidents and illnesses. Certain pet insurance companies also offer coverage for dental disease, hereditary conditions, behavioral issues, cosmetic procedures, and pre-existing conditions.
There are many combinations of these different coverages depending on what insurance company you choose. Payments are usually monthly and very reasonable. Always be sure to check which veterinary offices are covered in your plan and how your insurance provider receives claims.
Pet insurance is not an option for everyone, but it is a great idea to ensure the care and keeping of your pet!